North Charleston, SC · licensed mortgage broker Call or text (843) 569-7283
Mortgage Brokers Charleston Ask a loan officer

Mortgage brokers in Charleston, SC

The licensed loan originators at Home Loans Inc, with their NMLS numbers, what each one is known for, and a direct way to book a call. No lead auction, no call center: you pick the person, you talk to that person.

See the loan officers Call (843) 569-7283
HOW TO USE THIS LIST

A broker shops your file. A bank sells you its own.

That difference matters most when a file is not cookie cutter: self-employment, commission income, a thin credit file, a VA benefit nobody explained properly, an investment property. Home Loans Inc is a licensed brokerage in North Charleston, so the same file can be shopped across many lenders instead of being squeezed into one lender's box.

Everyone below works for the same brokerage and has access to the same lenders. What differs is who they spend their days with. Pick the name whose focus sounds like your situation, or send one message and choose where it lands.

THE LOAN OFFICERS

Licensed originators at Home Loans Inc

Every originator here is individually licensed. The NMLS number beside each name is the one to check in NMLS Consumer Access, the free public registry.

Jason Sharon, mortgage loan originator at Home Loans Inc

Jason Sharon

Owner and mortgage broker

Navy veteran and the owner of Home Loans Inc. Works the whole board, with a soft spot for VA files and first-time buyers who were told no somewhere else.

NMLS #1281448 · Home Loans Inc NMLS #1728740

Book a call with Jason Ask a question

Gil Zarom, mortgage loan originator at Home Loans Inc

Gil Zarom

Mortgage loan originator · speaks English and Hebrew

Brings a full-effort, old-fashioned work ethic to the American dream of owning a home.

NMLS #1980442 · Home Loans Inc NMLS #1728740

Book a call with Gil Ask a question

Jay Ingram

Mortgage loan originator

Helps buyers and homeowners compare loan options and understand each step before committing to one.

NMLS #588642 · Home Loans Inc NMLS #1728740

Book a call with Jay Ask a question

Jonathan Bullard, mortgage loan originator at Home Loans Inc

Jonathan Bullard

Mortgage loan originator

Twenty-five years in the mortgage business across coastal South Carolina, with a focus on steady communication.

NMLS #1391331 · Home Loans Inc NMLS #1728740

Book a call with Jonathan Ask a question

Lina Valencia, mortgage loan originator at Home Loans Inc

Lina Valencia

Mortgage loan originator · speaks English and Spanish

With Home Loans Inc since 2021 and fully bilingual, so the whole process can happen in the language you think in.

NMLS #1765622 · Home Loans Inc NMLS #1728740

Book a call with Lina Ask a question

Mo Matthews, mortgage loan originator at Home Loans Inc

Mo Matthews

Mortgage loan originator

Gets buyers pre-approved first, then walks the online application through with them start to finish.

NMLS #2006412 · Home Loans Inc NMLS #1728740

Book a call with Mo Ask a question

Patrick Roberts, mortgage loan originator at Home Loans Inc

Patrick Roberts

Mortgage loan originator

Works with property investors who are tired of vague answers and terms that change late in the file.

NMLS #2482096 · Home Loans Inc NMLS #1728740

Book a call with Patrick Ask a question

Ren Henson, mortgage loan originator at Home Loans Inc

Ren Henson

Mortgage loan originator

Local to the Charleston area and in the mortgage business since 2020.

NMLS #2007891 · Home Loans Inc NMLS #1728740

Book a call with Ren Ask a question

Ryan Lanford

Mortgage loan originator

Helps buyers and homeowners weigh loan options and understand the steps ahead of time.

NMLS #1760617 · Home Loans Inc NMLS #1728740

Book a call with Ryan Ask a question

ASK A QUESTION

Not sure who to talk to?

Send one message. It goes straight to the loan officer you pick, and to Jason, the owner, so nothing sits unanswered. This is not a credit application and it is not an offer of credit.

Give an email or a phone number, whichever you prefer to be reached on.

By sending this you agree we may contact you about your enquiry. We do not sell your information. This is not a loan application, not a credit decision and not an offer of credit.

QUESTIONS

Straight answers

What does a mortgage broker do that a bank does not?
A bank offers you its own products. A broker is licensed to shop your file across many lenders and bring back the options. That matters most when the file is not cookie cutter: self-employment, commission income, a VA benefit, an investment property.
How do I check that a loan officer is licensed?
Every licensed originator has an NMLS number, listed beside each name above with the company NMLS. Put either into NMLS Consumer Access, the free public registry, to see licenses and history.
Does working with a broker cost more?
Compensation is disclosed in writing on your Loan Estimate before you commit to anything. Ask any originator here to walk that page with you line by line. The comparison that matters is the total cost of each option, not the rate by itself.
Which one should I pick?
Any of them can handle a standard purchase or refinance. If your situation has a wrinkle, pick the person whose focus matches it. If you are not sure, send the message to the owner and it will be pointed the right way.
Do you only work in Charleston?
The office is in North Charleston and the team knows the Lowcountry well, but Home Loans Inc is licensed in multiple states. If you are buying elsewhere, ask and you will get a straight answer about whether we can help.